current events

ERM Now Formally a Factor in Credit Ratings Issued by Top Agency

Credit ratings for banks, insurance companies and publicly-traded companies are issued by one of three agencies – Standard & Poor’s (S&P), Moody’s or Fitch. Together, these firms account for 95% of credit ratings issued in the world. Although each of these firms evaluates a company’s ability to handle risks to the enterprise in one way…
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ERM Insights around the Web – Year End Edition

As we close out 2016, I first want to say thank you to the readers of my ERM Insights website. While it’s only in the beginning stages, I’ve been heartened by the response I’ve seen so far. My plan is to dramatically expand ERMInsightsbyCarol.com in the year ahead to help companies of all industries and…
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Recent Southwest and Delta Outages Expose Huge Technology Risks

Just in the last month, two of the country’s largest airlines experienced massive technology outages that reverberated throughout their entire operation(s) during the peak summer travel season. The first outage occurred on July 20 when a computer meltdown led to the grounding of Southwest flights over a 3-day period. Although flights could land, the computer…
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